Texas Car Insurance Quotes

Texas Car Insurance Quotes

Texas is famous for being a big state, and with size comes a vast number of roads and highways that Texas drivers use every day.


When one thinks of America and its many states, Texas is normally one of the first to come to mind. Texas is famous for the wide variety of things it has to offer its inhabitants such as sports, food, and entertainment among so many other things. 

One thing that Texas drivers utilize on a daily basis is their automobiles and accompanying highways and roads available to them. Driving in such a big state can be quite challenging at times due to poor weather conditions or because of high traffic volume during rush hour periods for example. It’s important for Texans to have adequate proof when it comes time to register cars or apply for auto insurance as well as other driving-related services like having a car inspection completed.

Texas Auto Insurance Laws

In Texas, you'll need proof of auto insurance when/if you:

  • Get a car inspection
  • Register a car
  • Complete certain transactions pertaining to your driver's license
  • Are pulled over by law enforcement

Minimum Texas Car Insurance Coverage

Texas requires drivers to carry at minimum the following auto insurance coverages:

  • Bodily injury liability: $30,000 per person and $60,000 per accident
  • Property damage liability: $25,000
  • Personal injury protection (PIP): $2,500 unless you reject this coverage
  • Uninsured motorist bodily injury: $30,000 per person and $60,000 per accident unless you reject this coverage
  • Uninsured motorist property damage: $25,000 and a $250 deductible unless your reject this coverage

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